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Whether you are a first time buyer or a seasoned home
purchaser, the loan process can seem overwhelming. But
we'll make it quick and easy. From initial application
to closing only takes about 30 days. Use this site to
help guide you through the process, or come in for a
visit. We're available to walk you through every step
of the way.
Loan Process
Figure it Out
Use our calculators to determine costs —
Financing Calculators
Fixed, ARM, Balloon? Help!
Let us help you choose a mortgage that works for your
situation. See Loan Types
or use our selector to help you decide which
mortgage is right for you.
Get Buying Power With a Prequalify Letter
Increase your buying power with a prequalify letter
from us. Get pre-qualified
online or come in to one of our branches
to meet with a loan expert. We can let you know if you
are approved for a specific loan amount within hours.
Most sellers require this assurance before they'll accept
your offer. We'll e-mail, fax or mail a prequalify letter
to you so you can start shopping for you new home!
Find It & Buy It!
Use our dream house checklist
to help you narrow in on the house you want.
Protect Yourself
When you have found a house, many buyers make their
offer contingent on an home inspection.
Final Approval
Lock in on a rate with us and supply needed paperwork.
At this point we'll need a copy of the purchase agreement.
See our application checklist
for other documents we may ask for when you apply. Meanwhile,
we'll order the appraisal
and get the title
to the property updated and reviewed. Once this paperwork
is complete we send it all over to your Title Company
and you're ready for closing.
Final approval takes about 2 weeks.
Congratulations!
After all the closing documents
are signed, you are a homeowner!
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